Navigating Monthly Trends for Small Businesses
Stay ahead of the curve with our Retail Capital SME Forecast, a monthly update designed to provide insights into upcoming trends, topics, and events impacting small and medium-sized enterprises (SMEs).
Retail Capital’s Monthly SME Economic Forecast
December 2024
This month’s SME Forecast compiled by Miguel da Silva, Managing Executive at Retail Capital, a division of TymeBank, takes a wider look at the significant impact international and local events are having on South African businesses.
Reserve Bank economic stats
Our Latest SME Forecast
Retail Capital's Monthly SME Economic Forecast: December 2024
SMEs should get ready to adapt to a new world order.
Discover our previous forecasts
March 2025 SME Economic Forecast
Miguel da Silva, Group Executive of Business Banking at TymeBank, considers some of the things that SMEs are hoping to hear in the Budget Speech (rescheduled for 12 March) and highlights other aspects that need to be top of mind, now and in the months ahead.
Febraury 2025 SME Economic Forecast
This is an important month for SMEs. First, there’s the President’s State of the Nation Address on 6 February, followed by the National Budget Speech on 19 February.
January 2025 SME Economic Forecast
2024 ended with a glimmer of optimism for South Africa's economy. However, SMEs – the backbone of the nation – need to be prepared for various factors, including the potential shifts in the economic landscape, the ceaseless rise of artificial intelligence (AI), and ever-present cybersecurity threats.
Retail Capital’s Monthly SME Economic Forecast: December 2024
It is with much relief that we are ending the year better than we began – with improved consumer and business sentiment largely attributed to the election outcome, a suspension of load shedding for over eight months and a significant drop in inflation.
Retail Capital’s Monthly SME Economic Forecast: November 2024
Opportunities abound for SMEs following Mid-Termi Budget but caution is still key.
Retail Capital’s Monthly SME Economic Forecast: October 2024
Retail Capital’s October 2024 SME economic forecast offers key insights into the impact of electricity price hikes, tourism growth, and retail sales for SMEs.
Retail Capital’s Monthly SME Economic Forecast: September 2024
Retail Capital presents the September 2024 SME economic forecast, offering insights into how interest rate cuts and policy changes will affect small businesses.
Retail Capital’s Monthly SME Economic Forecast: August 2024
Retail Capital's August 2024 SME forecast highlights key trends impacting South African small businesses, including economic policies and currency fluctuations.
Retail Capital’s Monthly SME Economic Forecast: May 2024
Explore Retail Capital's May 2024 SME Economic Forecast. Gain insights into how global events and local factors are impacting South African small businesses.
Retail Capital’s Monthly SME Economic Forecast: April 2024
Explore Retail Capital's SME economic forecast for April 2024. Discover the impact of public holidays, electioneering, petrol prices and more.
Retail Capital’s Monthly SME Economic Forecast: March 2024
Discover March 2024's key economic drivers for SA SMEs, from budget impacts to fuel costs. Strategic insights at Retail Capital.
Retail Capital’s Monthly SME Economic Forecast: February 2024
Uncover how SMEs can navigate high-interest rates for financial stability with Retail Capital's expert insights.