1. Shari’ah Business Advance

Your Partner in
Shariah-Compliant Business.

The Shari’ah Business Advance is designed to ensure full compliance with Shari’ah law.

Chat to a Funding Specialist

Trusted Business Financing

Access a Shari’ah Business Advance designed to provide you with the funding your business needs to grow, while upholding Islamic finance principles.

Our product structure and process have been reviewed and fully certified by TymeBank and an external, independent Shari’ah Advisory Committee, offering you confidence in their authenticity and adherence with Shari’ah law.

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An Islamic Finance Option

Discover a financial solution that aligns with your values and drives your business growth.

We will purchase the assets or goods you need for your business and sell them to you at a pre-agreed profit margin.

Exclusive Product Features

Finance from R50,000 to R5 million

Terms between 3 and 12 months

Payments occur within 48 hours of contract approval

Backed by dedicated, experienced TymeBank Shari'ah Funding Specialists

Certified and compliant with Islamic Law

A Closer Look at our Shari’ah Business Advance

Shari’ah-certified financial practices avoid interest-based transactions and promote fair, transparent transactions rooted in risk-sharing. This Shariah-compliant framework ensures all financial activities adhere to Islamic principles, fostering trust and accountability.

How the Product Structure Works

With our Shari’ah Business Advance, no fees or interest rates are charged. Instead, we agree on a markup added to the purchase price. This markup is fixed, fully disclosed upfront and never changes.

You, the merchant, as TymeBank's agent, are authorized to purchase and procure delivery of the goods.

Once the goods are identified, TymeBank disburses the funds required for the purchase, and you, the merchant, takes possession thereof on TymeBank’s behalf.

Subsequently, you, the merchant, purchases the goods from TymeBank under agreed terms, ensuring transparency and Shari'ah compliance.

Empower Your Business with Shari’ah-Compliant Financing

Unlock your Business Potential

The Shari’ah Business Advance provides growth capital for diverse business needs like purchasing stock, investing in machinery or seizing new opportunities.

Tailored for Shari’ah-Focused Entrepreneurs

We deliver customised financing solutions that cater to the specific needs of businesses seeking to align their financial practices with Islamic principles.

Faith-based Business Success

Our aim is to help you achieve your business ambitions while staying true to your beliefs. Choose a Shari’ah Business Advance to grow your business in a manner that aligns with sustainable and Islamic values.

For personalised support and to discover how our solutions can empower your business, chat to a Funding Specialist.

We’ve funded more than 70 000 South African businesses with over R10 billion over the past decade.

You’re one application away from making your vision a reality.