Growing the future of
SMEs together.

Insights, Tools and Services to support your business.

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Your Funding Destination.

Join our Client Zone for a digital funding experience. No office? No problem. Now you can manage all your Business Funding requirements online. On our Client Zone you can apply for funding, link your existing account to view your balance and re-advance at any time.

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Explore our small business topics.

Retail Capital’s Small Business Insights blog provides business owners and entrepreneurs with access to market insights, opinion pieces, thought leadership articles and inspiration to help your business adapt, grow and stay up-to-date with the changing SMME landscape.

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Growth Partners for SMEs

Symmetry connects business owners with tools and service providers that specialise in supporting and accelerating small business growth.

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10 Years on, We Still Believe.

Retail Capital was born on a white napkin at a kitchen table. Created in 2011, the desire to provide South African SMEs with easy access to fast, flexible funding remains the core purpose and passion of the business. In the last decade, this straightforward thinking has mixed up the traditional funding format. Retail Capital has provided over 5.5 billion rands of funding to over 43 000 businesses. The business has always believed in the strength of the SME sector and 10 years on Retail Capital still believes.

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A Decade of Funding South Africa's SMEs

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