A proudly South
African pioneer

Offering trusted alternative lending for SMEs.

Our Video

Retail Capital was born on a white napkin at a kitchen table.

That was in 2011. Everyday since then we still draw on white boards and sit around meeting room tables to build the future of funding for small business owners.

We are proudly South African and believe that the future of our country and economy lies at the hands of the SMEs through employment opportunities and job creation. We believe in South Africa. We believe in the SME sector. We believe in people who believe in themselves.

“Business is the lifeblood of the economy and Small and Medium Businesses are the Growth Engine for the future, employing the most people and growing faster than Large Businesses. It is vital they have the resources and the skills to grow. At Retail Capital, we partner to provide funding and support services to benefit South Africa.”

Karl Westvig
Retail Capital Founder & CEO

See this?
It’s so much more than just a logo.

This nifty little thing is a gyroscope. From providing navigators before us with stability to steer the course to being used in modern tech like drone and cellphones, it’s a device that’s stood the test of time. As business owners ourselves, we understand the difficulties of facing the treacherous waters of economic uncertainty while trying to keep an eye on success. Building on the vision of founders Karl Westvig, Stephen Leonard and Dave Lewis, Retail Capital still strives to provide stability and guidance to business owners. This gyroscope is a reminder of our purpose.

Building the
future of funding
for South African
SMEs.

Our Expert Team

  • Karl Westvig

    Chief Executive Officer

  • Mark Downson

    Managing Director: Asset Finance

  • Erin Louw

    Chief Brand Officer

  • Miguel da Silva

    Managing Director: Funding

  • Thea Olivier

    Chief Operations Officer

  • Carlo Stepcic

    Head of IT

  • Steve Holyoake

    Chief Risk Officer

  • Guy Hosking

    Chief Financial Officer

Need to get in touch?

Apply online or call 0861 17 17 17 to set up an appointment with one of our business consultants.