Tailored Funding Solutions
for the Food & Beverage Industry

Empowering your business with finance built for you.

Fuel your business’s growth with flexible working capital designed to meet the unique needs of your industry – whether you run a restaurant, takeaway, bar, bakery, winery, catering service or food delivery business. 

With funding tailored to match your business turnover, you’ll enjoy hassle-free payments, zero interest, no hidden fees and a simple, paperwork-free application process. Empower your business to seize new opportunities, expand and thrive with the growth capital you need, exactly when you need it.

Africanize - Retail Capital
Our funding is unrestricted which means you can use it for whatever your business needs to succeed.

Purchasing new kitchen equipment

Expanding your menu offerings

Enhancing your outdoor seating area

Funding seasonal promotions or special events

Purchasing bulk ingredients at a discount

Revamping ahead of the festive season

To apply for business funding

We focus on getting your business funding approved. To meet the minimum requirements to apply for business funding you need to have:

Turnover

R50 000 to R5 million monthly turnover

Turnover history

3 to 6 months continuous turnover (with bank statements)

Ownership

Business ownership of 6+ months

*Final approval is subject to underwriting and credit checks.

What will I pay back? How will I pay it back?

Our transparent funding structure makes it easy for you to know exactly what your future payments will be.

Because the payment is a percentage of your turnover, the term will adjust accordingly (with no interest or extra cost). Your payment options include whether you want to pay daily or weekly, or if you want the payment fixed, or flexible (matching your turnover). Should you settle early, discounts may apply.

This is a win for you and your business. It takes away the risks and minimises your payment stress.

We’ve funded more than 70 000 South African businesses with over R10 billion over the past decade.

You’re one application away from making your vision a reality.

Want to know more about business funding? Read more here.