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Become an affiliate partner

Support us on our mission to close the funding gap for South African businesses and earn commission while doing it.

Retail Capital provides hassle-free funding to South African businesses to close the funding gap that exists for many. We’ve funded more than 43 000 businesses with over R5.5 billion of funding for over a decade.

Would your network benefit from easy, flexible, tailored access to business funding?

Would you like to partner with an established funder?

Here’s how it works:

Why become a funding affiliate with us?

We’re a trusted business funder

74% of the small businesses we’ve funded return for more.

We’re an industry leader

We have a Global Credit Rating of BB+.

Our funding is flexible & unrestricted

That means your clients don’t need to provide collateral to get funded and can use their funding for whatever their business needs most.

Our funding is fast

Your referrals are in good hands. They can apply online and get funded in 48 hours, and they have access to hands-on support from our consultants to make the process hassle-free.

We’re funding experts

Join the South African business funding experts. We’re here to navigate your network towards empowerment and success through business funding.

Affiliate benefits

Join our Funding Affiliates and share in the benefits:

Funding for your customers

Fund your customers within 48 hours with our online express funding solution

Generous affiliate commission

Earn a % on fees for new and subsequent applications that are disbursed

Additional service offering

Offer Business Funding as an additional revenue stream and value-add

Affiliate requirements

Your merchant database should meet the below criteria:

Business turnover

Your business must have a monthly turnover of R50k+

Trading history

We require 3+ months bank statements


We require proof of business ownership of 6+ months

*Final approval is subject to underwriting & credit approval.

Apply to become a funding affiliate

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    We will review your affiliate application and get in touch shortly.