Take centre stage with the funds you need to shine

Discover how much your business could qualify for with our business funding calculator

Quote generated does not constitute an offer of funding. Final funding decision is dependent on full application and underwriting process.
To apply for business funding

We focus on getting your business funding approved. To meet the minimum requirements to apply for business funding you need to have:

Turnover

R50 000 to R5 million monthly turnover

Turnover history

3 to 6 months continuous turnover (with bank statements)

Ownership

Business ownership of 6+ months

*Final approval is subject to underwriting and credit checks.

Why business funding from
Retail Capital?

Safe funding

Whether on our Client Zone platform or through trusted integrations, we’re keeping your data safe, one transaction at a time.

Unrestricted funding

Funding your business needs. Unlock any opportunity with your funding, when you need it – it’s up to you.

Efficient funding process

With a successful application, the money can be accessible the same day as approval. You don’t need to go through endless paperwork.

Unsecured funding

No security or collateral required. You don’t need to back your funding with collateral, the risk is that low!

Flexible funding

Your payment structures are linked to your business turnover and cash flow cycles. No risk, no fine print. Early settlement discounts apply.

Facilitated funding

Speak with one of our consultants for an application experience that is seamless and convenient. We’ll assist your application to make sure you have everything you need to get funded.

We’ve funded more than 70 000 South African businesses with over R10 billion over the past decade.

You’re one application away from making your vision a reality.

Want to know more about business funding? Read more here.