Getting access to funding should not prevent you from growing your business.

Getting access to funding should not prevent you from growing your business.

Retail Capital partners with you through innovative funding solutions, where flexible repayment options are determined by your business performance. Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Business owners still identify access to working capital as the single biggest challenge that they are faced with. With small to medium-sized businesses (SMEs) responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with entrepreneurs to grow the South African economy. We are proud to have partnered over 22,000 SMEs in providing funding of over R3bn to date.

Retail Capital partners with you through innovative funding solutions, where flexible repayment options are determined by your business performance. Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Business owners still identify access to working capital as the single biggest challenge that they are faced with. With small to medium-sized businesses (SMEs) responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with entrepreneurs to grow the South African economy. We are proud to have partnered over 22,000 SMEs in providing funding of over R3bn to date.

We want to partner with you to achieve your vision and assist you in growing your business.

With an 80% approval rate - working capital is easy to obtain

As business owners ourselves, we understand the difficulties of running a business. Our products and offerings are designed to provide you with the funding solution your business needs. Getting access to funding is still identified as the biggest challenge to business growth and cashflow pressures can lead to missed opportunities. Retail Capital provides you with easy access to flexible and convenient funding solutions.

Discover More

We believe in people who believe in themselves

Whether you want to grow your business, seize an opportunity or invest in your business assets, Retail Capital provides flexible secured and unsecured funding solutions.

Explore More

We believe in people who believe in themselves

Whether you want to grow your business, seize an opportunity or invest in your business assets, Retail Capital provides flexible secured and unsecured funding solutions.

Explore More

Our Expert Team

Karl Westvig

Chief Executive Officer

Thea Olivier

Chief Operations Officer

Guy Hosking

Chief Financial Officer

Miguel da Silva

Managing Director: Funding

Steve Holyoake

Chief Information Officer

Erin Louw

Chief Brand Officer

Carlo Stepcic

Head of IT