Home office supplier?
Get business finance to grow your business

In a time where toddlers join our conference calls and cats sit in on virtual planning meetings, there’s no room for red tape and the T&Cs of traditional bank loans. Many South Africans now consider their home as their office (or do they consider their office their home?). Office supplies and educational equipment are essential but keeping up with the demand for stock often puts a strain on a small business’s cash flow. Access to SMME funding is one way to keep up with your competitors. Sound like a plan? So, while everyone from board members to teachers and students continue to rely on you, you can rely on us for small business funding solutions that cover:

  • Stationery & accessories
  • Paper, printers, toners and ink cartridges
  • Desks, chairs, white boards & filing cabinets
  • IT, electronics & phones
  • Shipping costs

To apply for Business Funding

You must have:


R30k+ turnover per month

Trading History

Trade history of 3+ months


Business ownership of 6+ months

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Final approval is subject to underwriting and credit checks

Manage your business funding requirements online

Introducing the Client Zone. A safe and secure online platform that’s accessible anytime, anywhere. The best part? If you create an account and apply for business funding, you could get the cash you need in 48 hours.

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Why choose Retail Capital?


We keep your data safe and protected using 128bit encryption.


Payment structures tailored to your business turnover and cash flow cycles.


Personalised service though our customer concierges, business consultants and Client Zone.


74% of the small businesses we fund are return customers.