SMME funding solutions to strengthen your Automotive business

Being a business owner in South Africa’s car and automotive industry is a responsibility and a challenge. From vehicle body repairs, sound system setups and car washes to panel beating services and refurbishments; safety and quality need to come first. You serve fans, families and fellow entrepreneurs, so why settle for a traditional small business loan when your auto business is anything but traditional? If you want to grow your workshop, your team or invest in the assets that will give you the freedom to focus on the future when it matters most. With us, funding for small businesses to ease your cash flow will always be just 48 hours away. Here’s how you could benefit:

  • Upgrades, maintenance or workshop renovations
  • Electronics, tools and specialised equipment
  • Materials like upholstery
  • Cleaning solutions and
  • Supplies / lubricants / Parts
  • Training, upskilling and growing your staff

To apply for Business Funding

You must have:


R30k+ turnover per month

Trading History

Trade history of 3+ months


Business ownership of 6+ months

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Final approval is subject to underwriting and credit checks

Manage your business funding requirements online

Introducing the Client Zone. A safe and secure online platform that’s accessible anytime, anywhere. The best part? If you create an account and apply for business funding, you could get the cash you need in 48 hours.

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Why choose Retail Capital?


We keep your data safe and protected using 128bit encryption.


Payment structures tailored to your business turnover and cash flow cycles.


Personalised service though our customer concierges, business consultants and Client Zone.


74% of the small businesses we fund are return customers.