The Future
of Business Funding.

Flexible, online funding for whatever your business needs.

Get an obligation-free funding quote

It’s quick and simple with our affordability calculator.

Fast Funding
in 3 Simple Steps

1. Free Quote

Check if you qualify - our obligation free quote will give you instant access to find out what you qualify for.

2. Apply Now

Apply online - basic information and documentation required.

3. Get Funds

Get funded - click accept and get funds in your account within 48 hours.

To apply for Business Funding

You must have:


R50k - R10M monthly turnover

Turnover History

3+ months bank statements


Business ownership of 6+ months

Final approval is subject to underwriting and credit checks

Why Business Funding?


Keeping your data safe, one transaction at a time.


No security or collateral required.


Funding your business needs.


Payment structures tailored to match your business turnover and cashflow cycles.

Explore Our Value.

Retail Capital has the insights, tools and services to support your business. We have a 10-year track record of providing the South African SME industry with alternatives to traditional business loans in the form of funding and asset finance. Now more than ever, we believe in your Vision. You deserve access to working capital and innovative solutions so you can continue to grow your business and our country’s economy.

Explore Our Value

Fast Funding Online

Get Express Funding in a few short minutes, in 3 easy steps.

Apply with Consultant

Get a Business Consultant to guide you through the application process.

Chat to our Team

Chat to us on WhatsApp about your funding needs.