The Retail Capital blog
Need business insights? Need inspiration? Need motivation? Welcome to the Retail Capital Blog, where business owners come to read about what matters to them.
TymeBank SME Forecast May 2025
14 May 2025Explore how South Africa’s 2025 Budget impacts SMEs, from funding allocations and infrastructure investment to VAT hikes, rising electricity tariffs, and ongoing regulatory challenges.
The Role of Cash Flow in Business Loan Approval: Tips for Success
5 May 2025Discover why strong cash flow is key to securing business funding. Learn how to manage, forecast, and present your cash flow to improve your loan approval chances with these practical tips from Retail Capital.
April 2025 SME Economic Forecast
2 April 2025Explore how South Africa’s 2025 Budget impacts SMEs, from funding allocations and infrastructure investment to VAT hikes, rising electricity tariffs, and ongoing regulatory challenges. %
March 2025 SME Economic Forecast
5 March 2025Miguel da Silva, Group Executive of Business Banking at TymeBank, considers some of the things that SMEs are hoping to hear in the Budget Speech (rescheduled for 12 March) and highlights other aspects that need to be top of mind, now and in the months ahead.
Febraury 2025 SME Economic Forecast
5 February 2025This is an important month for SMEs. First, there’s the President’s State of the Nation Address on 6 February, followed by the National Budget Speech on 19 February.
January 2025 SME Economic Forecast
7 January 20252024 ended with a glimmer of optimism for South Africa's economy. However, SMEs – the backbone of the nation – need to be prepared for various factors, including the potential shifts in the economic landscape, the ceaseless rise of artificial intelligence (AI), and ever-present cybersecurity threats.
Retail Capital’s Monthly SME Economic Forecast: December 2024
5 December 2024It is with much relief that we are ending the year better than we began – with improved consumer and business sentiment largely attributed to the election outcome, a suspension of load shedding for over eight months and a significant drop in inflation.
Retail Capital’s Monthly SME Economic Forecast: October 2024
11 October 2024Retail Capital’s October 2024 SME economic forecast offers key insights into the impact of electricity price hikes, tourism growth, and retail sales for SMEs.
Sustainability: A Strategic Necessity for SMEs in South Africa
5 April 2023Learn why sustainability is a must for South African SMEs. Discover strategies like recycling and water conservation to enhance growth and customer loyalty.
Digital Transformation for SMEs: Be Prepared with Retail Capital
7 February 2023Discover how Retail Capital helps SMEs in South Africa leverage emerging technologies for digital transformation, improving efficiency and boosting growth.
SARB’s Latest Rate Hike Means More Pain for an Overburdened SME Sector
1 February 2023South African SMEs are under pressure as SARB implements a new rate hike. Understand the economic implications and the strategies SMEs can adopt to survive.
8 Reasons to Join the Retail Capital Tribe
11 November 2022Join the Retail Capital tribe and experience our culture firsthand. Discover 8 reasons why our environment fosters employee growth and high performance.
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TymeBank SME Forecast May 2025
#FINFORMATION: Mid-Year Financial Health Check
The Role of Cash Flow in Business Loan Approval: Tips for Success
Top Funding Options for Food and Beverage Businesses in South Africa
#FINFORMATION: How to Create a Business Budget That Works for You
#FINFORMATION: The Importance of Financial Forecasting for Small Businesses
The Role of Technology in Streamlining SME Financing Applications
Financial Literacy Month | Why It Matters for South African Business Owners
April 2025 SME Economic Forecast
Budget Speech 2025: What Small Businesses Need to Know
The Impact of Economic Trends on Small Business Financing in South Africa
March 2025 SME Economic Forecast
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