Grow the SME economy as a Funding Affiliate

Retail Capital is a proudly South African business funding pioneer, with a 10-year track record of providing the Small Business Industry with alternatives to traditional business loans in the form of Unrestricted Business Funding & Cash Advances. Now more than ever, we believe SMEs deserve access to working capital and innovative solutions to grow their business and our country’s economy. Partner with us to facilitate growth in the SME sector across South Africa. Would your network benefit from easy access to Business Funding? Would you like to add Business Funding to your existing offering or online platform? Apply to become a Retail Capital Affiliate today.

  • Trusted Business Funder
    74% of the small businesses we fund are return customers
  • Unrestricted & Unsecured
    Your clients can use funding for whatever their business needs to thrive
  • Industry Leader
    Industry Leader with Global Credit Rating of BB+

Funding Affiliate Benefits

Funding For Your Customers

Fund your customers within 24hrs with our online express funding solution

Generous Affiliate Commission

Earn a % on fees for new and subsequent applications that are disbursed

Additional Service Offering

Offer Business Funding as an additional revenue stream and value-add

To become an Affiliate

Your merchant database should meet the below criteria


R30k+ turnover per month


Trade history of 3+ months


Business ownership of 6+ months

Partner With Us Contact Me

Final approval is subject to underwriting and credit checks

Apply to become a Funding Affiliate

Confidentiality Undertaking

I hereby declare and confirm that Retail Capital and I are engaged in discussions in connection with a potential future business contract between us (“the Purpose”). I further confirm and undertake that any data, documents, materials or other information disclosed to me by or on behalf of Retail Capital, in relation to the Purchase shall constitute confidential information. I shall hold all such information in strict confidence and shall use such information solely in connection with the Purpose. I shall not disclose any such information to anyone except with the prior written consent from Retail Capital or as may be required by law.