Retail Capital is now GoTyme for Business

Same funding you trust. Now built for more.
If you were looking for Retail Capital, you’re in the right place.

Retail Capital has transitioned into GoTyme for Business, bringing the same trusted funding experience into a broader, more integrated business ecosystem. This is not a new starting point. It’s a continuation, with more support, more tools, and a stronger foundation for your business. You can still access the same fast, flexible funding, now powered by GoTyme for Business. Apply in minutes and get funding tailored to your business.

What this means for you

Your funding experience remains familiar, just improved.

You can still expect:
  • A simple, straightforward application process
  • Funding based on your business performance
  • Fast access to working capital when you need it most
What's changed:
  • Funding is now offered through GoTyme for Business
  • You're supported by a partner focused on helping your business grow, not just funding it
  • Access to a community of business owners, insights, and support as you grow

How funding works today

The funding you previously accessed is now available through a GoTyme Business Advance, designed around how your business actually operates.

Instead of traditional lending, your funding is based on your business performance, not assets, with a fixed fee agreed upfront and no interest.

This means you get clear, predictable funding that works with your cash flow.

You can use it to:
  • Manage day-to-day cash flow
  • Purchase stock and inventory
  • Invest in growth opportunities
  • Keep your operations moving

Learn More about the GoTyme Business Advance

Submitting complete information, including your business details and recent bank statements, helps speed up the process and avoid delays.

Need help?

If you'd prefer guidance, our team is available to support you.

Why GoTyme for Business

  • Funding designed around how businesses trade
  • Fast, digital application process
  • Flexible structures aligned to your cash flow
  • Backed by a growing business ecosystem

Continue your journey.
You're not starting over.
You're moving forward with GoTyme for Business.

Business growth made beautiful.
Retail Capital is now GoTyme for Business.
#ItsGoTyme

Frequently Asked Questions

We've already backed over
90 000 South African businesses