Retail Capital is in Your Corner

We offer flexible small business funding solutions to address the cash flow needs for small business owners in South Africa.

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Your trusted partner in SME funding

Retail Capital is a proudly South African pioneer. We have a 10-year track record of providing the small business industry with alternatives to traditional business loans in the form of funding and asset finance. Now more than ever, we believe you deserve access to working capital and innovative solutions so you can continue to grow your business, and our country’s economy.

Client Zone

Why Choose Retail Capital?


We keep your data safe and protected using 128bit encryption.


Payment structures tailored to your business turnover and cash flow cycles.


Personalised service through our customer concierges, business consultants and Client Zone.


74% of the small businesses we fund are return customers.