With a trusted partner by your side, you can confidently take centre stage, knowing that you have a team that’s committed to backing your success every step of the way. We work with you, behind the scenes, to make sure you have what you need to step into the spotlight and take the applause that comes with building your business.
You need funding as soon as possible. If that’s you, apply with our quick, easy, online process. If you get stuck at any point, our consultants are here to assist.
You need an expert to help you to create a tailor-made funding solution. Fill in a short contact form and one of our funding specialists will get in touch to get you funded.
You have questions before you start the funding process. Chat to us on WhatsApp about your funding needs.
Business funding in
3 simple steps
Get a free quote
Check if you qualify with a fast, obligation-free quote.
Apply for funding online
Apply in minutes. Create a profile, tell us about your business, link your banking account through TruID, or upload your banking statements to our secure Client Zone – and you’re done.
Get business funding
Get funds in your account within hours.
What you need from us
Your data is safe with us.
No security or collateral required.
Use the funding for whatever your business needs.
Repay it in a way that works for you.
What we need from you
Healthy business turnover
Your business has a monthly turnover of between R50 000 and R10 million.
Proof of turnover
You can link your bank account through TruID or send us PDFs of three months’ bank statements.
Proof of ownership
You’ve owned the business for at least 6 months.
*Final approval is subject to underwriting & credit approval.
The service I received from Retail Capital was great. No hidden cost; you know what to expect. Anele, you were very instrumental in providing for our business needs. We see Retail Capital being our business partner for many more years to come.
Amukelani Sithole, Owner of Queens Pub
Africanize Funding Journey
Born from a desire to bring home-cooked, culturally authentic food to the city, Africanize is on a mission to bring small-scale kitchens to the formal market. With access to Working Capital, they were able to bridge the gap and take their business to the next level!
GreenSun Funding Journey
As a pioneer in the renewable energy industry, GreenSun partnered with Retail Capital to assist them with bridging finance to meet the demands, and overcome the challenges, of their growing business.
But here’s the thing: these businesses are the lifeblood of the South African economy.
They need reliable funding to thrive. When opportunities present themselves, they need to be able to seize them, and when challenges occur, they need to be able to face them with confidence.
- When you apply for a merchant cash advance, the money can be in your account in hours
- Your repayment period can be flexible or fixed
- Because we’re working with you, not against you, you don’t pay penalties when you settle early
- Our repayment periods are shorter than those of traditional lenders, because we’re not here to handcuff your business – we’re here to empower its growth