Access to working capital and cash flow was identified as the single biggest challenge in small businesses.
We fixed that.

In January 2011, Retail Capital was established to provide businesses with an accessible, flexible and convenient alternative to traditional business loans. In a survey sent to over 20,000 businesses, access to working capital and cash flow was identified as the single biggest challenge that they faced. As small to medium sized business contribute over 65% of South Africa’s employment and 50% of the country’s GDP, this is a very significant problem for the South African economy, inhibiting job creation and growth.

This is where we can help and we have provided nearly R1 billion to the industry to date.

Meet the Team

Karl Westvig

Karl Westvig

Chief Executive Officer (CEO)

Jaco Gunter

Jaco Gunter

Director: Channel Partners & Marketing

Guy Hosking

Guy Hosking

Director: Finance

Vernon de Wet

Vernon de Wet

Executive Head: Business Development

Steve Holyoake

Steve Holyoake

Executive Head: Systems & Risk

Charl Jacobz

Charl Jacobz

Executive Head: Sales

Miguel da Silva

Miguel da Silva

Executive Head: Operations & Credit

Get Started

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Have a Question?

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Contact us today to find out if your business qualifies. Let’s create the future your business deserves, together.