Business Friendly Finance

Access to funding within 3 days

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Global Credit Rating

Customer Satisfaction Rating

Ethical & Responsible Lending

Global Credit Rating

Customer Satisfaction Rating

Ethical & Responsible Lending

1
Based on your business’s average card turnover, we calculate the advance that your business qualifies for.
2
We agree the total amount to be repaid and calculate this as a fixed percentage of your daily card turnover.
3
The advance is paid into your bank account for you to use in any way.
4
Each trading day, you pay-over the agreed percentage to us until the full amount is reached.

What is a merchant cash advance?

Based on your average card turnover per month, Retail Capital will provide you with a cash advance where the dedicated monthly repayments are dependent on how well your business does.

We’ve helped South African businesses achieve their goals.

Working capital should be easy to obtain - 80% approval rate

As business owners ourselves, we understand the difficulties of running a business. Most of us will experience a cash flow challenge at some point in the next 12 months causing us to miss out on an opportunity or adding pressure to our business. Retail Capital will advance a cash lump sum based on the business’s expected future sales – so the business effectively funds its own growth. We then simply take a fixed percentage of all future card transactions until the agreed repayment value is reached.

Discover More

Cash when you need it

Whether you want to grow your business, take advantage of an opportunity, upgrade or fix equipment, or simply need cash flow support through a difficult trading period, we can provide the financial help that you need.

Explore Now
We’ve helped South African businesses achieve their goals.

Working capital should be easy to obtain - 80% approval rate

As business owners ourselves, we understand the difficulties of running a business. Most of us will experience a cash flow challenge at some point in the next 12 months causing us to miss out on an opportunity or adding pressure to our business. Retail Capital will advance a cash lump sum based on the business’s expected future sales – so the business effectively funds its own growth. We then simply take a fixed percentage of all future card transactions until the agreed repayment value is reached.

Discover More

Cash when you need it

Whether you want to grow your business, take advantage of an opportunity, upgrade or fix equipment, or simply need cash flow support through a difficult trading period, we can provide the financial help that you need.

Explore Now

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First to Market

Benefits

Easy Application

In January 2011, Retail Capital was established to provide businesses with an alternative funding solution to traditional small business loans. As the market leader in South Africa, we have advanced nearly R1 billion to thousands of businesses including restaurants, retailers, beauty spas, and medical practitioners.
Our business cash advance is accessible, flexible and convenient. We do not require security, there are no restrictions on the use of the funds and all costs are fully transparent and agreed up front.
Our application process is quick (and) easy, and the money can be in your account within 5 days. Apply now and a representative will contact you within the next 24 hours.

http://www.retailcapital.co.za/rcstaging/wp-content/themes/salient/css/fonts/svg/basic_geolocalize-01.svg

First to Market

In January 2011, Retail Capital was established to provide businesses with an alternative funding solution to traditional small business loans. As the market leader in South Africa, we have advanced nearly R1 billion to thousands of businesses including restaurants, retailers, beauty spas, and medical practitioners.

http://www.retailcapital.co.za/rcstaging/wp-content/themes/salient/css/fonts/svg/ecommerce_graph3.svg

Benefits

Our business cash advance is accessible, flexible and convenient. We do not require security, there are no restrictions on the use of the funds and all costs are fully transparent and agreed up front.

http://www.retailcapital.co.za/rcstaging/wp-content/themes/salient/css/fonts/svg/basic_elaboration_message_plus.svg

Easy Application

Our application process is quick (and) easy, and the money can be in your account within 5 days. Apply now and a representative will contact you within the next 24 hours.

Our trusted partners

 
Yoco
FinYou
Funding Hub
Ikhokha
Sure Swipe
Tablet POS
The Bean Counter
Fincheck
Xero
 

Do you qualify?

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Are you a business owner?

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Do you have 6 months history of card turnover?

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Is your monthly average card turnover > R30 000?

Partnering with you

to help your business
build online relationships

Ensuring that you stay updated on all the social media sites can be daunting, overwhelming and at most time-consuming.  As a business owner, you have more important things to focus on, like running your business.  We know what it takes to set your business up for success and would like to partner with you and your business to succeed in the world of digital communication.  Go to your clients, Go Social.

GIVE IT A GO

Find out if your business qualifies

Let’s create the future your business deserves, together.

Let's Chat